Our accounts receivable financing for government contractors unlocks the liquidity held inside your accounts receivable, providing access to the essential working capital you require. With competitive pricing¹ and access to Pre-Award Financial Commitment Letters, you can submit your proposal with a competitive edge and stay mission-ready for any upcoming contract expansion. United Capital Funding is the direct source of funding (a factor) and therefore, we are not a broker or third-party intermediary.
Accounts receivable financing for government contractors through United Capital Funding can help you accelerate your growth by taking advantage of your contract opportunities.
United Capital Funding is a wholly owned subsidiary of Gulf Coast Bank & Trust, an FDIC-insured bank, and is honored to provide working capital support for government contractors across the Continental U.S. (CONUS), including Alaska and Hawaii.
To date, we’ve successfully financed over 1,000 emerging businesses across the Continental U.S. (CONUS), including Alaska and Hawaii, and are committed to delivering the best customer service.
Schedule a call today to see how United Capital can help you with financing government contracts.
As a government contractor, you know how critical it is to be prepared to execute on newly awarded government contracts; invoice factoring government contracts ensures your capability to expand on an existing contract and lastly, respond to various RFPs.
Our firm is a wholly owned subsidiary of Gulf Coast Bank & Trust, an FDIC-insured bank (view our updated corporate financials here). Through our holding company, we offer multiple products through our fellow subsidiaries to support your financial needs:
Through a fellow bank subsidiary, we provide credit facilities secured by inventory, equipment and real estate.
Through a fellow bank subsidiary, we support leasing and financing capital equipment assets for government contractors located nationwide.
Click through the steps below to learn how government accounts receivable financing benefits your small business²
We can provide advances against Earned but unbilled Accounts Receivable to support new rebadging contracts or contracts that require substantial new onboarding of FTE’s and increased payroll costs.
When it comes to financing for government contractors, there’s no need to worry about presenting a limited financial history. As a new small business, we work with you as soon as you’re awarded your first contract.
Don’t worry about switching banks if you factor with United Capital Funding. Maintain your existing banking relationship throughout your partnership with us.
We support joint ventures (JVs) when a client is awarded a new contract.
Contract diversification is not an issue for financing government contracts when you work with United Capital Funding. Clients can have 100% concentration in one contract.
Since 1997, our management team has advised numerous clients in the defense contracting and commercial services sector and therefore, we recognize the requirement for you to be mission ready when your customer needs your company’s product or service. With a GovCon team composed of seasoned industry veterans with decades of experience financing government contractors; we’re excited to unveil our GovCon group to better service government contractors.
Leading the firm’s government finance efforts, Pittas brings over 30 years of experience in commercial finance and banking; of which, over 15 years have been dedicated to serving the needs of small and middle market government contractors.
From a military family, Tyack handles cash flow solutions from the heart of Columbus, Ohio near Wright-Patterson Air Force Base.
Tyack actively supports Motts Military Museum and specializes in financing for government contracts.
Active in California’s Aerospace industry, Pereira, is responsible for structuring commercial credit facilities for government contractors that are experiencing rapid growth and early-stage life cycles.
Baker founded United Capital Funding alongside Jerry Curley in 1997.
He continues to operate the firm as CEO, focusing on a service-oriented strategy from its headquarters in St. Petersburg, FL.
This Alabama–based engineering firm specializes in aerospace manufacturing, mechanical structures, and electrical components, which support aerospace and ground defense used by the Department of Defense. Despite its longstanding history, the firm projected significant growth in 2024, and as such, planned to pursue larger contracts with the Department of Defense. In order to prepare for contract expansion and significant growth, while also ensuring sufficient cash flow for increased manufacturing cost and volume, the company recognized the need to optimize its positioning.
Exciting times lie ahead for your company when it’s awarded a government contract. However, the challenge of carrying costs prior to receiving your first invoice payment can dampen the enthusiasm. Fortunately, there’s a financial solution to this challenge. Factoring your receivables through United Capital Funding opens doors to increased growth opportunities that surpass the limitations of waiting. But how does it all work? Where do you begin? At United Capital Funding, we specialize in financing government contractors, enabling your small business to thrive. Embrace the power of accounts receivable factoring and propel your success to new heights.
Client references are also available upon request. If you’d like to view references, please request a copy from your representative.
United Capital Funding actively works with government contractors whose contract details are classified. We understand the sensitivity and therefore we actively put in place a structure that ensures contract compliance.
United Capital funding provides accounts receivable factoring to government contractors using its government receivables as collateral. A government contractor can also submit commercial accounts for consideration, but this is reviewed and evaluated seperately.
You are still eligible for our services. We are well-versed in working with government contracting companies operating under a sub to prime relationship (i.e. Lockheed Martin, Booz Allen Hamilton, and Raytheon). These are considered commercial accounts and are typically reviewed and considered under different guidelines. We invite you to learn more about our financial solution by scheduling a call with our experts.
United Capital Funding keeps strict compliance and operations procedures as it is a wholly owned subsidiary of Gulf Coast Bank & Trust, an FDIC-insured bank. This means all of our procedures are reviewed regularly to ensure full compliance. Our firm is also a long term member of the International Factoring Association (IFA), having kept an active membership since 2003 and consistently adhering to its code of ethics. Since our founding in 1997, we’ve helped over 1,000 small businesses across the United States.
Please click here to schedule a call or call our office at (877) 894-8232.
Our single source of capital is through our parent company, Gulf Coast Bank & Trust Company, an FDIC-insured bank headquartered in New Orleans, Louisiana. Gulf Coast Bank & Trust is one of the largest community banks in Southeast Louisiana with over $3 billion in assets and ranked #14 by the American Bankers Association for community banks under $10 billion in assets.
We also provide updated financial information published by our company.
United Capital Funding is a funding source (factor). A factor is a funding source that uses its own capital to purchase accounts receivables from its clients. A broker does not provide funding. Instead, the broker works as a middleman, connecting businesses with lenders for a fee.
¹Compared to data presented by the 2023 Private Capital Markets Report, Pepperdine University. Everett, Craig R.,”2023 Private Capital Markets Report” (2023). Pepperdine Graziadio Business School. http://digitalcommons.pepperdine.edu/gsbm_pcm_pcmr/16
²Percentage amount paid based on business type, volume, financial quality of customers, diversification of customers, etc.
To date, we’ve successfully financed over 1,000 emerging businesses across the Continental U.S. (CONUS) and are committed to delivering the best customer service; while providing flexible, tailored funding solutions to meet the needs of each business. We recognize that every client is unique, so we take the time to understand each individual business and develop a customized approach to ensure the best possible outcome to provide working capital.
At the end of the day, our goal is to make sure all clients have access to the short-term working capital necessary to successfully execute on new or expanding contracts. With our GovCon team, we will help you navigate this challenging terrain to become mission-ready and prepare for contract expansion.
