We are the growth factor.

We are part of Gulf Coast Bank & Trust Company. As a result, we do not rely on capital from outside sources, giving you lower fees and high quality service. This is one of the many advantages of our approach and why our clients are still with us after decades of service.

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What is Accounts Receivable (AR) Factoring?

Accounts receivable factoring is a process that turns your invoices into capital by eliminating the waiting period while your invoices are paid. This process work only for businesses with invoices owed by a business or government entity.

This provides businesses with the opportunity to have consistent cash flow for ongoing operations and growth. For many businesses, maintaining enough cash can be difficult, especially if a business is young or experiencing rapid growth. United Capital Funding provides help to these businesses through AR factoring and we can use this process to assess your client's ability to pay (not your ability).

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What are the benefits of choosing United Capital Funding?

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Bank Owned

UC Funding is a wholly owned subsidiary of Gulf Coast Bank & Trust Company, an FDIC-insured bank headquartered in New Orleans, Louisiana. As a result, we don't rely on financing from other sources, like most factoring companies do.

Lower Rates

That means we can offer a wider variety of solutions, more funding capacity than traditional factoring companies or brokers, and we can provide lower fees than our competitors. As a result, we are the most value-added firm in the B2B and B2G marketplace today.

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Our clients work with some of the top brands and agencies in the nation.