Our Financials  

An advantage of trusting United Capital Funding with your accounts receivable financing is that our parent company, Gulf Coast Bank & Trust, publishes its financial information.

We provide this as a courtesy to our clients so that you can rest assured your money is safe. Many of our competitors do not provide their clients with this luxury, so if they decided to close their doors tomorrow, you’d have no warning.

Click here to read Gulf Coast Bank & Trust Company’s press release about its second quarter 2020 earnings, released July 15, 2020.

Click here to view Gulf Coast Bank & Trust Company’s press release about 2019 Earnings.

Bank Assets
Cash & Due From Banks$133,154,000
Investment Securities$196,154
Other Assets$83,664
TOTAL ASSETS$1,820,602,000
Liabilities & Equity
Other Liabilities$18,436,000
Equity Capital$168,521,000
Income Statement Highlights
Interest & Fee Income$146,696,000
Interest Expense($21,093,000)
Loan Loss Provision($7,750,000)
Non-Interest Income$37,888,000
Non-Interest Expense($124,970,000)
Income Tax Expense($3,670,000)
NET INCOME$27,101,000